Closed Circle Budget in depth
Filed Under Canada, Contributors, Finance, Necessities, Obligations, Wants, calgary, closed circle budget · Tagged:
As I mentioned on my previous blog, the
- Obligations are things that you are obligated to pay on a monthly basis, whether you are around or not.
- Necessities are things you need on a regular basis, however you would not have to pay for if you were away from home.
- Wants are material things that you want.
Being on a
84 Pantego Rise NW – FOR SALE
Filed Under Featured Listing · Tagged: buy home calgary, chamberlain, panorama hills
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Welcome to this beautiful 2,268 sq ft home on Pantego Rise that you will love. From the gourmet kitchen with walk thru pantry to the open layout, there isn’t much you can do to make this home any better. There is a den on the main level with a living room that has a beautiful corner fireplace. The nook leads out to the pie shaped backyard which is massive and boasts a large deck and plenty of space to play. Upstairs there are 3 bedrooms and a bonus room. The master bedroom is on the back of the home with a large ensuite with soaker tub and separate shower. The bonus room is on the front of the home with vaulted ceilings and pre-wired for surround sound. The basement is unfinished and waiting your personal touch. With great amenities through the rec centre in Panorama, you are sure to love this home and community. Welcome Home!
Tom Brokaw Explains Canada to The United States
Filed Under Canadian News · Tagged: Canada, olympics 2010, tom brokaw, U.S.A., vancouver
Tom Brokaw explains the relationship between Canada and The United States, in a pre-recorded short film that aired on NBC, prior to the Opening Ceremonies of the 2010 Winter Olympic Games in Vancouver, British Columbia, Canada on Feb. 12th, 2010.
This makes me proud to be Canadian… And I’m VERY glad our economy isn’t like the one of our neighbours to the south.
It’s well worth the 6 minutes to watch this… Very well done!
Money Talk
Filed Under Closed Circle, Contributors, Money, calgary, closed circle budget, purpose in life, slave to money · Tagged:
We were never meant to be slaves to money. We always get caught up with the pursuit of money that we tend to forget who’s working for whom. Money is meant to be our slave. When money becomes our slave, we are freed from the pursuit of money. And when we are freed from the pursuit of money, we can accomplish our purpose in life. Knowing where your money is at and where it is being spent is the first step to making it your slave.
Having a Closed Circle Budget is well worth every effort, time and money.
378 Citadel Dr NW
Filed Under Featured Listing · Tagged: buy home calgary, chamberlain group, citadel home, jared chamberlain
Beautiful one owner home minutes from schools, shopping, a children’s play park and transportation. Open concept kitchen with corner pantry & center island that opens to main floor flex room with corner gas fireplace. Bamboo flooring throughout the main floor. Upstairs you will find a spacious bonus room with large windows and vaulted ceilings. There are also 3 large bedrooms with a 4 pce bathroom. The master suit is a large enough for a king bed and boasts a walk in closet and ensuite. Basement is ready for final touches. Large south facing backyard with huge deck for summer BBQ’s, A back lane with the potential for RV parking.
Most Important To Do Before Selling Your Home
Filed Under Video Blog · Tagged: chamberlain, chamberlain group, fit to sell, Sell Home Calgary, show home
Jared Chamberlain video blogs about the importance of preparation in your home prior to it going on the market. There are two things that you can control when your selling, watch to find out what those are. If you would like to leave a comment or don’t care for what Jared has to say, you can email him at Jared@tcgroup.ca
Procastinate later — interests and penalties for late tax returns
Filed Under Tax · Tagged: calgary, CRA, interests, late filing, late tax returns, penalties, Personal Income Tax Return
We are weeks away from the due date of our Personal Income Tax Returns. If you have not started on your returns yet, this might change your mind. Did you know that the CRA charges interests and penalties if you owe taxes and file your taxes after the due date? Yes they do! The CRA charges interests on the outstanding amount starting the day after the April 30th due date and is compounded daily.
Not only that, the CRA charges a late filing penalty of 5% of the outstanding balance plus 1% of the oustanding balance every month that your return is late, to a maximum of 12 months.
Remember: Prepare your tax returns way ahead of time. The earlier you file your tax return the better!
If you have any tax questions, let the tax guru know!
2nd Annual Wine & Cheese Event – March 11, 2010
Filed Under Appreciation Events, Video Blog · Tagged: appreciation event, chamberlain group, jared chamberlain, rebecca chamberlain, wine
Jared Chamberlain video blogs about the wine and cheese event that they are hosting on March 11, 2010. This is an appreciation event to all current and past and future clients.
ORDER YOUR TICKETS HERE…
If you have any questions about this please send Jared an email to jared@tcgroup.ca
Tax Season has arrived!
Filed Under Tax · Tagged: accountant, calgary, CRA, Personal Income Tax Return, T slip, Tax Return, Tax Season
Tax Season has officially begun. It is always daunting this time of year when you have to collect and organize your t-slips, receipts and what nots. Here are a few tips that will help you get through the tax season in one sane piece.
1. April 30th is the deadline to file your personal income tax return so prepare all the required paperwork well ahead of this due date. Remember that the CRA charges interests and penalties for late returns.
2. Look at the several ways you can file your tax returns and choose wisely. Consider the cost, time and the risk factors when choosing. You can either go through an accountant, online, manual filing, etc. Check out this link to learn more — www.kustomdesign.wordpress.com.
3. Be aware of important dates related to your tax returns — when you should expect your T4, T3’s, etc.
4. Make sure you are familiar with the tax credits and deductions that apply to you. You can go directly to the CRA website or consult a tax specialist to help you out.
Overflow & Abundance part 2
Filed Under Closed Circle, Contributors, Investing, Open Circle, bad debt, calgary, income, overflow, paycheque · Tagged:
Here are a few more of my insights about overflow and abundance. .
The position we want to be in is where our income is above our closed circle. This puts us in an overflow position, where we are not living “Paycheque to Paycheque”. The overflow can be used for paying down bad debt, investing, planned giving, or in other areas that will help you achieve your goals. Do not spend your overflow foolishly, otherwise it is the same as living in an open circle. It is best to agree before hand on where the overflow will go. Establish a firm closed circle and use your overflow to live in abundance!
I hope I have given you a clear picture on this topic. If you have comments or questions, please just let me know and I will be glad to help you out. I hope to hear from you soon!
Best regards,
Michael Lepitre
